Real estate guidance for every generation.
A mother and daughter team helping North Jersey buy, sell, invest and build wealth.
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Stop Paying Your Landlord’s Mortgage Free
Run your numbers before you call anyone.
Free, NJ-specific and private: everything runs in your browser. All 20 tools
$15,000 to $22,000
you may qualify for money you never pay back.
A 0% second loan with no monthly payments, forgiven after 5 years as your primary residence. Up to $15,000 in our counties, plus $7,000 for eligible first-generation buyers. Income, price and lender rules apply. Source: NJHMFA, June 2026.

Meet Alicia and Amiya
A mother and daughter team at Keller Williams Team Realty in Clifton, NJ. We guide first time buyers, sellers, investors and renters across North Jersey with patience, clear data and a plan for every generation.
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Public record of closings by Alicia and Amiya; role shown on each card. Listing photos where available (credited on each), otherwise an illustration. Full track record